Until what condition must mentally or physically handicapped dependent children be covered under an individual health insurance policy?

Under Arizona insurance laws, dependent children who are mentally or physically handicapped must be covered under an individual health insurance policy until they become self-supportive. This provision acknowledges that these children may not be able to achieve independence or self-sufficiency due to their conditions, and therefore their coverage should extend beyond the age limits typically placed on dependent coverage for children.

The intent behind this regulation is to ensure that individuals with disabilities have ongoing access to necessary health care services and insurance coverage, recognizing their unique needs. This obligation to continue coverage aligns with broader principles of equitable treatment and support for individuals with disabilities, making it a vital aspect of health insurance policy in Arizona. Other options focus on age or life milestones that do not take into account the specific needs of handicapped dependents in the same way this condition does.