What can Rick do if he does not receive a claim form within 15 days after providing a notice of claim to his health insurer?

The correct course of action for Rick, if he does not receive a claim form within 15 days after giving notice of his claim, is to submit written proof of loss. According to Arizona insurance laws, insurers are required to provide claim forms to policyholders upon receiving notice of a claim. However, if the claim form is not received within the specified timeframe, the insured is not left without recourse. By submitting written proof of loss, Rick fulfills his obligations under the policy requirements, ensuring that his claim is processed in a timely manner.

This action is particularly important because it allows Rick to demonstrate the specifics of his loss even in the absence of a formal claim form from the insurer. By providing the insurer with the necessary details and documentation regarding the claim, he may facilitate a faster response and resolution.

While there are other potential avenues Rick could consider, such as filing a complaint or waiting for further instructions from the insurer, these options may not be as immediate or effective in ensuring that his claim is addressed promptly. Submitting written proof of loss directly contributes to moving the claims process forward, which is critical in situations where delays could adversely affect his recovery or benefits.